In a bid to protect and safeguard against the uncertainties of life and to provide greater peace of mind, Arpico Insurance recently launched ‘Arpico HealthCare’. The product was launched in a bid to empower Sri Lankans and their families to live life to the fullest by ensuring the best possible protection for their health and well-being. The new Arpico HealthCare insurance is a Dividend-based Endowment Insurance policy which extends carefully-planned covers and benefits while offering the added advantage of life protection for the insured and their loved ones.
Commenting on the new launch Kelum Senanayake – CEO, Arpico Insurance said “This comprehensive, new product is launched with the aim of providing all Sri Lankans and their families with superior healthcare protection, so that they can live life to the fullest. The policy has the option of an overseas treatment benefit and an Ayurvedic treatment benefit. This coupled with loyalty rewards ensures that each and every aspect of this policy is designed with the policyholder and their families in mind and carries excellent benefits that are a cut above the rest”.
This comprehensive solution from Arpico Insurance provides unprecedented benefits that safeguard every aspect of health, such as the cashless and reimbursement hospitalisation benefit for assured, spouse, children and parents; hospital cash per day benefit for assured, spouse, children and parents and critical illness cover for 40 illnesses for assured and spouse, among many others. Moreover, the new product offers an additional life protection benefit, spouse life protection benefit, accidental death cover for assured and spouse, total permanent disability cover due to accident or sickness for the assured and spouse and much more. Furthermore, this policy is offered with a choice of monthly, quarterly, bi-annual or annual premium payment options.
Arpico Insurance has gone the extra mile for the customer and created a level of protection that is difficult to be equaled. Children are a family’s most treasured possession and in case a child falls ill due to a critical illness, Arpico HealthCare incorporates a juvenile critical illness cover that offers protection for 20 types of critical illnesses that are specific to children. The new product also offers a special cancer cover in a bid to protect the assured and spouse from this deadly disease that is becoming more and more commonplace in today’s society. A special women’s healthcare cover is also made available with the new policy which offers protection against cancers specific to women, major burns, pregnancy complications, amongst others.
Policyholders can also enjoy a host of special benefits that set the Arpico HealthCare Plan apart. The Cashless Hospitalisation Benefit covers hospitalization charges including – room charges, nursing charges, ICU charges, laboratory tests charges, medicines, miscellaneous hospital services costs and other medical care. In addition, innovative benefits such as free Consultant channeling via video call, free second medical opinions from local and foreign doctors and reimbursement of pharmacy bills for prescribed medicines are also being offered for policyholders.
The cover also includes a daily income cover of up to Rs. 25,000 per day in case the assured is hospitalised impairing his earning capacity; and pre and post hospitalisation expenses cover, free periodic health check-ups after every two claim free years and dental care costs. Other privileges include a 25% increase (of up to 100%) in the cashless and reimbursement hospitalisation benefit on an annual basis in the event of having no claims in a given policy year. In addition, a 100% additional cashless & reimbursement hospitalisation sum is assured every year in an event the same is completely spent due to the hospitalisation of the assured, spouse, children or parents.